[Quick note - I've personally been trading with Apex for months and taken multiple payouts. So yeah, I have some experience here.]
Look, I get it.
You're probably here because you saw some drama about Apex changing their rules.
Or maybe someone in a Discord told you they're "not legit."
Let me cut through the BS and give you the real story.
The Short Answer: Yes, Apex Is Legit
I've been trading with them for several months.
Multiple payouts. Always on time. Zero issues.
But let's talk about the elephant in the room...
What Actually Happened With The Rule Changes
About a year ago, Apex had to modify some of their policies.
Why?
Because a handful of traders were gaming the system.
We're talking about people who found loopholes to exploit the company for large amounts of money.
(Think "all-in" strategies that weren't really "trading" in the traditional sense. Or teaming up to go all-in in both directions - one account dies, the other gets a windfall - and they split it)
Clever. But some cheating ass shit. Fraud.
But here's where it got messy...
Apex let it go on WAY too long.
By the time they caught on, the problem was massive.
These exploiters weren't just quietly taking money...
They were TEACHING others how to cheat the system.
So suddenly you had hundreds (maybe thousands) of traders using these exploits.
All thinking they'd found some genius "strategy."
Then Apex finally cracked down.
They denied payouts to everyone who'd been cheating.
And that's when the shitstorm started.
Because from the outside?
It looked like Apex just randomly stopped paying people.
The cheaters flooded social media with complaints...
"Apex won't pay me!"
"They're scamming us!"
"I followed all the rules and got denied!"
Of course, they conveniently left out the part about exploiting loopholes.
Here's the real timeline:
- Exploiters find system weaknesses
- They share methods with others
- Problem grows to unsustainable levels
- Apex finally notices and shuts it down
- All the cheaters get their payouts denied
- They flood the internet with "innocent victim" stories
- Apex tries to explain what happened... but it's too late
The damage was done.
Public perception was already formed.
And honestly? Apex's communication was terrible.
They should have been monitoring for this stuff from day one.
They should have explained the situation immediately.
Instead, they let the cheaters control the narrative.
But here's what actually happened:
Apex realized they had traders who were essentially stealing from them using exploits.
So they closed those loopholes AND denied payouts to the exploiters.
Any legitimate prop firm would do the same thing.
Because here's the reality...
If a prop firm doesn't protect itself from exploitation, it goes out of business.
And if it goes out of business, YOU don't get paid.
Translation: The rule changes actually PROTECT your ability to get paid long-term.
The "victims" crying on social media?
Most of them knew exactly what they were doing.
Meanwhile, legitimate traders like me kept getting paid.
Because legitimate trading strategies were never affected.
Why This Made Apex Stronger (Not Weaker)
Think about it logically.
Would you rather trade with a company that:
A) Lets people exploit them until they go bankrupt, or
B) Takes steps to ensure they can pay you for years to come?
The answer should be obvious.
The traders who were upset about the rule changes? Most of them were either:
- Using the exploits themselves
- Didn't understand what was happening
- Just mad about change in general
Meanwhile, legitimate traders like me kept getting paid.
Because legitimate trading strategies were never affected.
Initially, some people who weren't cheating - but WERE gambling - got caught up in denials.
Apex made it right and gave all those people chances to continue trading and follow the rules to get paid.
And many of them did.
The Customer Service Transformation
Here's something else that's changed dramatically...
Apex completely overhauled their customer support.
They brought in a ton of new people.
And honestly? The difference is night and day.
CARLOS noticed immediately: "I had a question concerning my account. I was expecting to be waiting for hours, if not days for a response. James from Apex answered in a matter of minutes."
Kahlila M had a similar experience: "I would like to express my gratitude for the prompt and efficient support I received from Matthew and the team at Apex. They were quick to respond to my inquiries and effectively addressed all of my concerns."
Trina Anderson was impressed by the detail: "Email response was within a few hours and very polite and detailed. They included their answer with screenshots on where to find my answer and how to resolve my question."
Look, I get it.
Bad customer service can kill a company's reputation.
But Apex clearly learned from their mistakes.
Olivia summed it up perfectly: "Huge improvement with Apex customer service. The website was down and Sherrine assisted me with my questions. Quick response!"
Even when traders make mistakes, the support team helps them understand.
Robert Balibrera was blown away: "I'll be honest I've never had a prop firm agent go into so much detail. Big shoutout to Shadow for helping me with 1 ticket then explaining to me and breaking down the consistency rules."
This isn't just "we hired more people" either.
These reps actually know what they're talking about.
Edward Thomas confirmed: "Level of support was excellent. Learning material was good. Clear instructions on how to proceed were very good."
Abenezer called it out specifically: "Customer support is exceptional! They are knowledgeable and empathetic, providing real solutions tailored to customer struggles."
Compare that to other prop firms where you wait days for a canned response...
And it's clear Apex is actually investing in the trader experience.
My Personal Experience (The Real Test)
I've taken several payouts from Apex.
Every single one? On time. In full.
Here's my process:
- Follow rules
- Trade 8 days
- Hit profit target
- Request payout
- Money in my account within 3-5 business days
No drama. No excuses. No delays.
And I'm not special.
Check their Facebook group. Payout screenshots everywhere.
The Numbers Don't Lie
Apex has paid out over $530 million since 2022.
That's not marketing fluff.
That's real money to real people.
Including:
- $15.2 million average monthly compensation (since Jan 2023)
- $62 million in just the last 90 days
You think they'd have those numbers if they weren't legit?
(Numbers as of 7/20/25)
Real Traders, Real Payouts
Don't take my word for it.
Here's what actual Apex traders are saying:
Brandon (multiple payouts): "I've gotten $85,000 in payouts from Apex. I'm looking forward to what the future holds."
Flex Futures (2+ year trader): "To date, I have managed to get paid out over $60k and have double that in the pipeline... If you're thinking of trading with APEX, my advice is DO IT."
Andrew P. (recent payout): "I requested after close of day on February 14 (Friday), received an approval email on February 15 (Saturday Morning!), and funds were in my bank account by February 21st (Friday Morning)."
Verhofstadt Reggy (Belgian trader): "The day after my payout request, the payout was approved. Two days later... the money appeared on my Belgian account. These guys are legit!!"
Shiraz (150K account): "My first payout request was approved in less than three hours—smooth and hassle-free!"
Notice a pattern here?
Follow the rules → Get paid.
It really is that simple.
Common Concerns (And Why They're Overblown)
"But what about the 30% consistency rule?"
Look, this rule exists to prevent one-hit wonders.
Alex explains it perfectly: "I was denied my initial payout... Then I was assigned a Customer Service Rep named Nancy. She was AMAZING! She explained everything clearly, and now I fully understand the 30% Consistency Rule."
Plus, I built a calculator that shows you exactly how it works. [I'll link it below]
"What if they change rules again?"
They might. Any business might adjust policies.
But as Tarek Salem (1+ year trader) puts it: "Apex always pays if you follow the rules and stay consistent. I have been with Apex for over a year now and love the way they have evolved as a company."
"I heard someone got their account closed for no reason."
Roy had this exact experience: "I did not pass a payout at one point as I did not fulfill the rules and was denied. After fulfilling the rules 8 days later, I was able to receive a payout."
Devid Ghale from the UK agrees: "I WAS DENIED AT FIRST BUT INSTEAD OF GIVING UP I CHAT WITH STAFF AND LEARNED MY MISTAKE AND MADE THE AMOUNT TO MEET THE CONSISTENCY AND YES I GOT MY PAYOUT."
See the pattern? When you dig deeper, it's usually rule violations.
How to Actually Succeed With Apex
It's stupidly simple:
- Read the rules. All of them. Twice.
- Trade your strategy. Don't try to game the system.
- Hit your targets. Their target:loss-limit ratio is generous compared to other prop firms.
- Request payouts.
Martina sums it up: "If you follow the rules, payout comes to you within 2 days."
Jon Rumzis agrees: "When you follow the rules, which are clearly defined, you get paid. Thanks Apex!"
Mustapha had the same experience: "I just received my payment from Apex trader funding, and it was very fast, approved on the same day of request, and money received in my bank."
Plenty of traders making solid monthly income through Apex.
None of them are doing anything fancy.
They're just... trading.
What Makes Apex Different
Most prop firms are designed to make you fail.
Crazy time limits. Impossible scaling. Daily drawdowns.
Apex keeps it simple:
- No daily drawdowns (on most accounts)
- Trade during news events (normal strategies, not news strategies)
- No scaling requirements
- Reasonable profit targets
- Real-time data included
Scott Baker nailed it: "I passed my 25k account using SP500 emini with 1 contract orders—$1500 my first day passed!"
Matt from Australia agrees: "APEX makes the whole process easy. Follow some basic rules, and voila—you're funded."
Plus, they offer up to 20 accounts.
So you can scale your income without playing games.
Randy loves this feature: "I'm so thankful for the ability to leverage my trading with the power of cloning PA accounts!"
The Evolution Story
Here's something most people don't understand...
Apex has actually IMPROVED over time.
Mahi Ahmed noticed: "They are much better now after getting off of the trailing drawdown thing. No BS."
Lee Linville agrees: "I am on board with the latest rules update as they are pushing for legitimate trading and traders."
Even traders who've been there for years see the progress.
MNG G (few years with Apex): "I've been with Apex for a few years now and they have been great with me through my learning trading career."
Jan (2+ years): "I have been trading with Apex for about two years and have never had any issues with the company... I have yet to encounter anything negative with Apex and can confidently give them 5 stars."
The Learning Experience
One thing I didn't expect?
Apex actually makes you a better trader.
Craig Horn (18 years trading experience): "Apex funding's rules are there to make us better traders so we don't blow accounts. That is exactly what they did for me... Now I cut my losses way sooner and am consistently profitable."
Peter Jon Martin admits: "I hate rules, but I can honestly say that I am a better trader being forced to follow them. Thanks Apex!"
Joshua found the same thing: "This company has helped me to become the trader I know that I should be... It has helped me improve discipline and accountability in my trading."
And Stephen Anthony noticed: "I could work through all my bad habits without blowing my personal account."
Their rules aren't designed to trip you up.
They're designed to make you consistent.
Krystle Harrell gets it: "I appreciate that Apex makes and forces you to become a consistent trader. Trading is not gambling, and their rules help you understand this."
The Bottom Line
Is Apex perfect? No.
Their communication could have been better.
And yeah, rule changes suck when you're not expecting them.
But are they legit?
Juliusz Krauklis puts it best: "A reliable company. If you follow the rules, they will withdraw your money without any problems."
Chris calls them: "Fair and honest company. Follow their rules and get rewarded! This is the leader by far when it comes to Futures prop firms."
Here's my advice:
If you're a legitimate trader looking for capital...
And you can follow simple rules...
Apex is probably your best bet.
Ken M explains why: "Apex provides a great cost-effective prop training ground for building a consistent futures trading strategy. Once I got to my first exciting payout, the process was very smooth."
Just don't try to exploit them.
Trade normally. Hit your targets. Request payouts.
Will Black sums up the experience: "Great customer support response times. Easy to navigate and pass EVALs. Quick payout window (3 days from approval to bank account)."
Ready to get started?
Use the current deal they're running, using code RAGVSGRE
RAGVSGRE
Check out Apex Trader Funding here
And if you need help with the consistency rule, here's that calculator I mentioned:
Consistency Rule Calculator - Free
P.S. - I know some of you are thinking "This guy's probably an affiliate." You're right. I am. But I'm also a real trader who's actually been paid by them. The affiliate commissions are nice, but the trading experience is what matters.
P.P.S. - If you do sign up and have questions, hit me up. Happy to help you avoid the common mistakes that trip up new funded traders.